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Borrowing power

How much could I borrow in Spain?

Estimate your Spanish mortgage borrowing capacity based on household income, fixed monthly debts, available funds and mortgage term. Your result will be emailed to you.

Spanish lenders usually look closely at income, fixed commitments and available cash.
After tax, across all applicants.
Please enter your net monthly income.
Loans, car finance, credit card minimums, existing mortgages. Enter 0 if none.
Please enter monthly debts, or 0.
Cash available for deposit, taxes and purchase costs.
Please enter available funds, or 0.
This calculator uses a 40% debt-to-income affordability guide, 70% loan-to-value assumption and a 3.5% illustrative fixed interest rate. It is a guide only, not a mortgage offer.