As a European buyer, your EU residency opens doors that other nationalities simply don't have. We specialise in helping European nationals get the most competitive Spanish mortgage possible.
5 quick questions · No credit check · Instant result
Combined take-home pay for all applicants after tax. Include salary, rental income, any regular income.
From Germany to the Netherlands, Italy to France — here's what our clients experienced.
"We moved from Munich and FCG handled everything smoothly. Being EU residents meant we qualified for better terms than we expected. Professional from start to finish."
— Klaus & Ingrid W., Munich 🇩🇪"As Dutch buyers we were unfamiliar with the Spanish system. FCG compared over ten banks and found us a rate we couldn't have negotiated ourselves. We now have our dream home on the Costa del Sol."
— Pieter & Anke V., Amsterdam 🇳🇱"The whole process was handled remotely. FCG negotiated directly with the banks and we only had to sign at the notary. Excellent service — highly recommended to any European buying in Spain."
— Marco & Sofia B., Milan 🇮🇹From your first calculation to keys in hand — here's the process.
We review your profile and match you with the lenders most suited to EU resident buyers.
We negotiate with multiple Spanish banks on your behalf and present the best options.
You receive a pre-approval letter — the green light to make offers with confidence.
We guide you to notary signing. Most European clients complete without visiting a branch.
Our team specialises in helping European buyers maximise their EU resident advantages. A free consultation takes 15 minutes and comes with no obligation.